Evaluation + DIY Kit
$199
A full personal credit evaluation, our do-it-yourself repair guide and ready-to-send dispute letters.
- Three-bureau report review
- Step-by-step DIY repair guide
- Dispute letter templates
- Coaching on what to send first
Personal credit
Credit repair done carefully.
We review your reports from Equifax, Experian and TransUnion line by line, dispute what’s inaccurate, and keep you informed every month.
Credit repair
We analyze all three reports to find errors and inaccuracies, then dispute them with the bureaus and your creditors so your report reflects accurate information.
Monitoring & alerts
Real-time alerts for changes to your report help you catch problems early, and you get a fresh report as soon as you enroll.
Credit counseling
One-on-one sessions to understand how your score works and build habits that keep it healthy long after we’re done.
What we review
CollectionsLate paymentsCharge-offsLiensRepossessionsBankruptciesInquiriesStudent-loan lates
The dispute process
- 01
Identify
We review your reports with you and flag items that look inaccurate, outdated or unverifiable.
- 02
Document
We gather supporting documents — statements, payment confirmations, letters. We’ll tell you exactly what’s needed.
- 03
Dispute
We send disputes to the right bureau(s) and creditors with your documentation.
- 04
Review
Bureaus generally investigate within 30 days, verifying the information with the creditor or source.
- 05
Results
You receive the results and an updated report. We keep going month by month.
Programs
Full-Service Repair
$3,750
We do the work: evaluation, disputes with the bureaus and creditors, and two authorized-user tradelines to strengthen your profile.
- Everything in the DIY kit
- Disputes filed on your behalf
- 2 authorized-user tradelines
- Monthly progress updates + coaching
Corporate Credit Build
$5,000
Business credit building for owners whose personal credit is already strong — no personal repair needed.
- Entity + credit-profile setup
- Net-30/60/90 vendor accounts
- Business credit-file building
- Path to funding readiness
Questions first? Read the FAQ.